Payday Instantly

While other services impose limits of $1,000, Payday Instantly goes a little further and lets you take out loans up to $1,500. They also deal with a broad range of lenders that each have a different set of expectations. Instead of forcing you into the arms of a lender that may not have your best interest in mind, they shop around to ensure that you get the best deal for your payday loans.

Plus, since they deal with a lot of lenders, the timeframe in which you have to pay back your loan is different too. You can have anywhere from 14 to 120 days to payback your loan if you go with this service
Website Security

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You will find links to a lengthy privacy policy and terms and conditions section on the homepage for FaxFreeCash. We recommend that you read both of these sections prior to choosing FaxFreeCash as your payday loan provider. It’s good to know what a company is going to do with your information and the terms and conditions that come with using their service.

A service called Thawte does the encryption work for the website for FaxFreeCash. They’re responsible for encrypting the data that comes from and goes to this service’s website. When sensitive information is being tossed around, having a quality encryption service is crucial to your business.
Ease of Use

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When you go to the website for Payday Instantly, you will see that they advertise that you will receive your payday loan in three easy steps. First, you have to fill out an application, which is split into three different sections: “Tell us about yourself,” “Tell us about your current employment” and “Where do you want us to wire your cash?” Next, you wait until you receive approval. Once you have received approval, your money will reach your account in an hour or less.
Cost of Loan

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Many factors go into determining how much a loan with Payday Instantly is going to cost you and how long you’re going to have to pay it back. You will end up paying $5 to $25 for every $100 you borrow. Their annual percentage rate stands at 651.79%. As for how long you will have to pay off your loan, that all depends on your lender. Payday Instantly deals with a large amount of lenders that have different timeframes for repaying your loan. The timeframe can be as few as 14 days and as many as 120 days. When you’re taking out a loan with this service, you need to be prepared to pay it off during whatever timeframe they might give you.
Customer Service

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Customers who want help right away can contact the manufacturer through the live chat support system they have on their website. If they’re willing to wait a little while, they can also contact the manufacturer over the phone or through email or fax. Payday Instantly would like you to consult their frequently asked questions (FAQs) section before you use any of these methods though. We found that the customer service options FaxFreeCash had to offer were stellar in the area of contact methods. If they were to add more documentation to supplement their FAQs section, their competitors would have a hard time beating their customer service.
Summary

In the tricky world of payday loans, it’s good to know when you have someone that’s on your side. Payday Instantly is a payday loan service that will work with you to make the process of getting and paying back a loan easier. You don’t have to worry about either process if you put your loan in the hands of this service. They’re going to take care of you and you will be able to worry about the more important things.

Overall

Elite Cash Wire – Top Rated

Elite Cash Wire is a good provider of payday loans. They give you the opportunity to take out a loan up to $1,500 and are extremely flexible in terms of the timeframe in which you have to pay your loan back and the annual percentage rate you receive. Plus, you don’t have to wait very long to get approved for a loan or receive the cash you requested. With Elite Cash Wire, you only have to wait 90 seconds or less to get approved and can receive your money the same day. It’s hard to believe that some services would require you to wait for money when you need it most. That’s not going to be a problem with this stellar provider of payday loans. They’re looking out for you to ensure you get the money you need when you need it.
Secure Site

Rating: ★★★★★

Elite Cash Wire has a very strict privacy policy. Through the website you can refer to the regulations as often as you’d like. Small things may change in the policy occasionally, but these changes will always be logged on the website. As you apply for a loan, borrowers must provide the following personal information at least once: email address, full name, mailing address, telephone number, date of birth and gender. Of course your account number and other specifications must be entered as well, but it will not be shared with any other parties. It is entered through VeriSign Secured. The personal information may be sent to third parties for marketing purposes.
Ease of Use

Rating: ★★★★★

This payday loan service advertises that it only takes three steps to receive the money, but there are many little forms that you must fill-out in order to get your money. However, it is possible to get your money within an hour, but it will be a tight squeeze.

The site is very easy to navigate and provides quick results. Most of the information needed for the applications is easy to find and enter.
Cost of Loan

Rating: ★★★★★

The cost of a loan with Elite Cash Wire depends on the amount that you borrow. The cost of credit for every $100 borrowed varies from anywhere between $5 and $25. You have to take the annual percentage rate of 651.79% into consideration when you’re taking out this loan. The length of time you have to pay off the loan depends on the lender Elite Cash Wire sets you up with. Your due date can range anywhere from 14 to 120 days after the loan date.
Customer service

Rating: ★★★★★

Elite Cash Wire provides their customers with a broad range of contact methods. They ask that you consult their frequently asked questions (FAQs) section before you decide to contact them though. If you can’t find your answer there, you can contact them using one of the many methods they provide. Those of you who can wait have the option to get in touch with NetLoanUSA through email, telephone or fax. If your problem can’t wait any longer, there’s always the live chat support system available on their website. Their customer service section is a little lacking in terms of help documentation though. They need something to supplement their FAQs section before their customer service can be considered unparalleled in the industry.
Summary

You’re going to have issues finding a payday loan service that’s nearly as good as Elite Cash Wire. They do whatever they can to ease the worries that come from needing payday loans. While similar services fall into the category of predatory lenders, this service is on the more positive end of the spectrum. In times of need, it’s good to know that you’re dealing with a service that has your best interests as their No. 1 priority.